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Does your company accept credit card payments? If not, you could be hurting your bottom line in a big way.

Studies have shown that small businesses might be missing out on the chance to make billions of dollars each year simply because they don’t take credit cards. It’s why you should start accepting customer payments in the form of credit cards.

Before you do, though, you’ll need to create an account with one of the best global transaction services of 2023. They’ll be able to process business transactions for you to ensure you don’t ever miss out on the opportunity to make as much money as you can.

In this article, we’re going to discuss some of the global transaction services that can allow you to accept credit cards as one of your main transaction options below.


One of the things you’re going to notice is that most global transaction services will charge you a monthly fee to process credit card payments. Block, which was formerly known as Square, is one of the few that’ll do it without charging you a monthly fee.

There are some Block packages that’ll include a monthly fee. But if you don’t want to have to worry about paying this fee, there is also a free option.

Regardless of which package you choose, you will have to pay a swiped transaction fee of 2.6% plus 10 cents or a keyed transaction fee of 3.5% plus 15 cents. But if you aren’t making too many business transactions each month, this could still be worth it to get rid of a monthly fee.

Block will also provide you with access to the terminal hardware you’ll need for free and even offer contactless payment options.


While you’ll be able to avoid paying a monthly fee when you choose to go with Block, Stax sits on the opposite end of the spectrum. Its introductory package comes with a $99 monthly fee, and there are some packages that’ll leave you with a monthly fee that’ll be well over $100.

But with Stax, swiped transactions will come with a flat fee of just 8 cents. Even if you accept a credit card payment that’s on the higher side, you’ll still be able to get away with paying just 8 cents to process it.

Stax will also set you up with everything from free terminal hardware and contactless payment options to 24/7 support and the global transaction services you’ll need even if you’re considered a high-risk merchant.

It’s no wonder why Stax is considered to be one of the very best global transaction services in the whole world at this time.


Do you like the idea of keeping more of the money you’re supposed to make when you accept credit cards from your customers as opposed to paying astronomical fees to a global transaction service? You’ll appreciate what Zenti can bring to the table.

The Zenti surcharging program is the perfect choice for any companies that complete a lot of sales each month but have low gross margins on most of them. Gas stations, convenience stores, liquor stores, nail salons, and medical offices are just a few of the types of businesses that can benefit from this program.

When you utilize surcharging, you’ll essentially have your customers foot the bill for using credit cards in your business. Most surcharges will only be a few dollars at most, which people shouldn’t have any problem with since you’ll be providing them with the chance to use a credit card in the first place.

National Processing

There is going to be a certain level of uncertainty associated with the fees you’ll pay when you process customer credit card payments through National Processing. The transaction fees for both swiped and keyed transactions will vary.

But this isn’t necessarily going to be a bad thing since it’ll put you in a position to adjust your transaction fees based on the monthly fee you pay. Monthly fees with National Processing will start at $9.95 and go up from there.

You’ll be able to take control of the credit card fees you’ll pay in the end. Some business owners will love having the power to do this.


Much like Block, Helcim isn’t going to hit you with a monthly fee when you sign up for an account with them. It’s a big part of what makes them one of the best global transaction services around.

Another thing that business owners have come to love about Helcim is that it charges much lower transaction fees than Block does. Swiped transactions will have fees of 1.92% of the purchase price plus 8 cents, while keyed transactions will have fees of 2.38% of the purchase price plus 25 cents.

But one thing you should keep in mind if you decide to select Helcim is that you won’t get free terminal hardware like you will with Block. It makes this an ideal option for e-commerce companies that aren’t ever going to need to rely on hardware to process customer payments.

Payment Depot

Payment Depot is similar to Stax in that this company is going to charge you a fairly high monthly fee for using its services. You’ll pay at least $79 for an account with Payment Depot, and that number could climb even higher based on which option you choose.

But also similar to Stax, the great thing about working with Payment Depot is that your payment transaction fees will be on the lower side. From there, you’ll only have to pay interchange fees plus 15 cents.

You’ll also get just about everything you’ll need to start accepting credit card payments when you get an account with Payment Depot. This will include free terminal hardware as well as 24/7 support.

Other Great Global Transaction Services

The seven global transaction services we just talked about at length will likely be your best options when you’re trying to choose a service to help your business. So many companies have turned to these global transaction services in the past for assistance when they wanted to start accepting credit cards from customers.

But it’s worth noting that there are some other global transaction services you may want to consider, too. This includes:

  • Stripe
  • Chase
  • PayPal
  • Flagship Merchant Services
  • Intuit Quickbooks

You might want to think about looking into these global transaction services more if you aren’t satisfied with any of the other options we presented to you. You’ll love having so many options sitting right in front of you, and you’re bound to find at least one that’ll check all the right boxes.

How to Choose the Right Global Transaction Service

Since there are so many great global transaction services to choose from, it can sometimes be tricky for companies to hone in on the best one of the bunch. And you could very well come to regret it if you decide to work with the wrong global transaction service.

For this reason, you should work your way through a specific set of steps when you’re in the market for a winning global transaction service. It’ll look something like this:

Create a list of global transaction services that interest you

  • Visit each of their websites to discover more about the history of these services
  • Read through online reviews for these services to see what kinds of reputations they have
  • Compare the monthly fees and transactions fees that different services offer
  • See what kind of customer service you’ll receive from different services
  • Narrow down your options over time and eventually select the right service

Getting through these steps might take you days, weeks, and sometimes even months. But at the end of this process, you’ll be left with a global transaction service that will be the best choice for your business.

You’ll be able to count on this company to help you accept credit card payments from customers without breaking the bank. It should improve your bottom line dramatically and make you so glad you decided to move in this direction.

Start Cashing In on Credit Card Payments

In 2023, there is absolutely no reason for your company not to accept credit card payments from customers. You’re making a big mistake if you’ve written off the idea of doing it for one reason or another.

Do your research on the global transaction services we’ve discussed here and choose the one that you would like to work with. They can help you start taking credit cards almost immediately and completely change the way your company does business overnight.

Read through some of the other articles published on our blog to find out about more business products you should invest in soon.